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Michael Linton   |   FL Broker License BK703722   |   39 Years Experience   |  (312) 612-1031

Evidence-based · Data-driven · Human-led

How the Linton Global Market Map Is Built

Most real estate decisions still run on gut feel and the seller's offering memorandum. The Market Map puts public evidence in one place, run the same way every month. Then 39 years of judgment, first in Chicago and now in Florida, decides what it means.

Data Sources

Every number on the map names its source and month. We only use data we're permitted to publish; we do not use Zillow data.

DataSourceLevelsUpdated
Listing prices, inventory, days on market, price cuts, price per sq ftRealtor.com® Economic ResearchState, metro, county, ZIPMonthly
Population, growth, household income, home value, rent, renter shareU.S. Census Bureau, ACS 5-year (2019–2023; growth vs. 2014–2018)State, metro, county, ZIPYearly
Unemployment rateU.S. Bureau of Labor Statistics, LAUSCountyMonthly
Per-capita income growthU.S. Bureau of Economic AnalysisCountyYearly
Employment, job growth, average payU.S. Bureau of Labor Statistics, QCEWCountyYearly
Building permits (housing units)U.S. Census Bureau, Building Permits SurveyCountyMonthly
Bank-owned real estate (OREO), banks headquarteredFDIC BankFind Suite (call reports)County (bank headquarters)Quarterly
BoundariesU.S. Census Bureau cartographic boundary files (2020 ZCTA; 2023 county, CBSA, state)AllStatic

The map refreshes automatically on the 1st of each month. Monthly listing history covers the most recent 36 months.

Linton Global Value Gap

The Value Gap asks one question: are local prices high or low relative to local incomes, compared with similar places?

  1. For each area, divide the median listing price (Realtor.com) by the median household income (ACS).
  2. Find the median of that ratio across all peers at the same level (U.S. states, Florida metros, Florida counties or Florida ZIP codes) for the same month.
  3. Value Gap = (area ratio ÷ peer median − 1) × 100.

A positive Value Gap means the area is priced high relative to local incomes; negative means low. It is a relative measure, not a forecast, an appraisal or a statement that a market will fall or rise. Listing prices reflect what's for sale, which can differ from what sells.

Linton Global Market Score

The Market Score summarizes market strength on a 0–100 scale. For each area we rank it against its peers (same level, same month) on six inputs, convert each rank to a 0–100 percentile, and average them:

  • Population growth (higher is better)
  • Median household income (higher is better)
  • Listing-price growth, year over year (higher is better)
  • Inventory change, year over year (falling is better)
  • Median days on market (shorter is better)
  • Linton Global Value Gap (lower is better)

An area needs at least three of the six inputs to receive a score. Because the score is relative, a 70 means stronger than most peers at that level, not a grade on an absolute scale.

Bank-Owned Real Estate (OREO)

OREO is other real estate owned that FDIC-insured banks report on their call reports. We total it for active Florida-headquartered banks and map it to the county where each bank is headquartered. The property itself can be located anywhere, so treat it as a signal of where distressed-asset holders are based, not where the properties sit.

Limits

Small ZIP codes may have too few listings for Realtor.com to report; they appear gray. Census estimates carry margins of error, especially for small areas. None of this replaces property-level due diligence, a broker's opinion of value or an appraisal.

Open the Market Map → · Florida county data →