Commercial Real Estate Calculators
Run the numbers before you make the call. Florida-specific tools built by Florida CRE broker Michael R. Linton.
Cap Rate Calculator
Instantly calculate cap rates or back into property value
Open Calculator →DSCR Calculator
Debt service coverage ratio with FL lender minimums
Open Calculator →Commercial Mortgage Calculator
Monthly payments + full amortization schedule
Open Calculator →NOI Calculator
Net operating income from gross income and expenses
Open Calculator →LTV Calculator
Loan-to-value ratio for financing decisions
Open Calculator →Cash-on-Cash Return
Annual cash yield on your equity invested
Open Calculator →1031 Exchange Boot Calculator
Identify taxable boot in your 1031 exchange
Open Calculator →Capital Gains Tax Calculator
Depreciation recapture, federal LTCG, NIIT, and 1031 deferral modeling
Open Calculator →IRR + Equity Multiple
Multi-year hold pro forma with NOI growth, exit cap, and Newton-Raphson IRR
Open Calculator →Loan Sizer (DSCR & LTV)
Solve max supportable loan from NOI, DSCR minimum, rate, and LTV cap
Open Calculator →Yield-on-Cost Calculator
Stabilized NOI ÷ total project cost with spread vs market cap
Open Calculator →Break-Even Occupancy
Minimum occupancy required to cover OpEx + debt service
Open Calculator →FL Property Tax Estimator
County millage rates with Year-1 post-acquisition reassessment
Open Calculator →FL Insurance Estimator
Wind, flood, property, GL premiums by asset class and Florida zone
Open Calculator →GRM (Gross Rent Multiplier)
Quick price-to-gross-rent screening for multifamily
Open Calculator →CRE Refinance Analyzer
Current vs new debt, cash out at refi, post-refi DSCR
Open Calculator →Waterfall / Promote
Pref return + 3-tier promote splits for JV and syndication
Open Calculator →Florida Doc Stamp Tax
FL-exclusive: documentary stamps, mortgage taxes, intangible tax
Open Calculator →FL Closing Cost Calculator
Full itemized buyer + seller closing cost stack — doc stamps, title, DD, lender fees
Open Calculator →Debt Yield Calculator
NOI ÷ loan — the cap-rate-independent leverage test every CMBS lender runs
Open Calculator →Loan-to-Cost (LTC)
Construction and value-add leverage sizing across land, hard, soft, and reserves
Open Calculator →Sources & Uses
Balance the capital stack — senior, mezz, pref, sponsor, LP — to the dollar
Open Calculator →Net Effective Rent (NER)
Normalize face rent for free rent concessions, TI dollars, and annual escalators
Open Calculator →SBA 504 & 7(a) Calculator
Owner-occupied CRE — bank/CDC splits, monthly P&I, true blended cost
Open Calculator →Bridge Loan True Cost
All-in annualized rate — interest, origination, exit fee, and legal
Open Calculator →Construction Loan + Reserve
Interest reserve sizing, net usable proceeds, total financing cost
Open Calculator →Price Per SF / Per Unit
Benchmark against submarket comps — flag CREDDS undervaluation signals 20%+
Open Calculator →CMBS Loan Sizer
3-constraint conduit sizing — DSCR, LTV, and debt yield tested simultaneously
Open Calculator →Mezzanine & Pref Equity
Bridge senior debt to sponsor equity — model the blended cost of capital
Open Calculator →Cost Seg + Bonus Depreciation
Reclassify 20–35% of basis to short recovery — Year-1 tax savings 8–10x study fee
Open Calculator →Lease vs Buy
Total lease cost vs net buy cost — including principal paydown and appreciation
Open Calculator →5–10 Year Pro Forma
NOI growth, debt service, exit value, and equity multiple — institutional projection
Open Calculator →NPV Calculator
Net Present Value at your hurdle rate — the accept/reject test institutional investors run
Open Calculator →Operating Expense Ratio (OER)
OpEx ÷ EGI by asset class — fastest red-flag check on operating statements
Open Calculator →TI Allowance ROI
Quantify TI dollars as % of PV rent and required rent bump to recover
Open Calculator →Hold Period Sensitivity
IRR matrix across hold period and exit cap shifts — institutional stress test
Open Calculator →Yield Maintenance / Defeasance
CMBS prepayment penalty estimator — PV of lost yield to the lender
Open Calculator →Hard Money + ARV
Fix-and-flip math — purchase, rehab, carry, selling costs, annualized ROI
Open Calculator →Wholesale & Flip Calculator
Full wholesale or fix-and-flip pro forma — purchase, repairs, carrying costs, financing (LTV/LTC), and annualized ROI
Open Calculator →Rent Escalation + CAM
Fixed, CPI, or stepped escalations alongside CAM reconciliation
Open Calculator →Risk-Adjusted Return
Sharpe & Sortino vs strategy-bucket benchmarks (core through opportunistic)
Open Calculator →