Florida CRE Deal Analyzer
Drop in a commercial deal and get the numbers that decide it in 60 seconds — cap rate, DSCR, cash-on-cash, and a transparent CREDDS quick score, with live Florida county market context. Then bring it to us for the full underwrite.
Little margin for error — pressure-test rents, expenses, and rate.
The full CREDDS report underwrites in-place vs. pro-forma NOI, tax reassessment on sale, insurance, lease/estoppel risk, and a defensible value band — and matches you to lenders. Bring your deal.
How the CREDDS Quick Score works:a transparent 0–100 blend of cap rate (35%), DSCR (40%), and cash-on-cash return (25%), each normalized to financeable bands. Educational estimate for commercial real estate only — not an appraisal, a loan offer, or investment advice. You supply the interest rate; Linton Global Solutions does not quote residential rates. Florida-focused; representation is Florida-only (FL Broker #BK703722).
How to read your results
- Cap rate = NOI ÷ purchase price — the unlevered yield. Compare it to your financing cost.
- DSCR = NOI ÷ annual debt service — most lenders want 1.20×–1.25× or better.
- Cash-on-cash = (NOI − debt service) ÷ down payment — your levered cash yield in year one.
- CREDDS quick score blends all three (DSCR-weighted) into a 0–100 read on whether the deal pencils.
Real deal? Get the real underwrite.
The full CREDDS report goes where a quick score can’t — in-place vs. pro-forma NOI, tax reassessment on sale, insurance, lease risk, a defensible value band, and lender matching.
Explore the data behind it on the Florida Market Intelligence map.
Deal Analyzer FAQs
What does the Florida CRE Deal Analyzer calculate?
Enter a commercial property's purchase price, net operating income (NOI), and financing terms (down payment, interest rate, amortization) and it instantly returns the cap rate, debt-service coverage ratio (DSCR), cash-on-cash return, loan amount, down payment, annual debt service, and a transparent 0–100 CREDDS quick score. If you pick a Florida county, it also shows that county's market score and current residential listing conditions for context.
How is the CREDDS quick score calculated?
The CREDDS quick score is a transparent 0–100 blend of three normalized metrics: cap rate (35% weight), DSCR (40% weight), and cash-on-cash return (25% weight), each scaled to financeable bands. DSCR carries the most weight because it drives whether a deal is financeable. It is an educational estimate — the full CREDDS report underwrites in-place vs. pro-forma NOI, tax reassessment on sale, insurance, and lease risk to a defensible value band.
Is this a loan offer or investment advice?
No. The analyzer is an educational estimate for commercial real estate only — not an appraisal, a loan offer, or investment advice. You supply the interest rate; Linton Global Solutions does not quote residential rates. Representation is Florida-only (FL Broker #BK703722).
What is a good DSCR and cap rate for a Florida commercial deal?
Most commercial lenders want a DSCR of at least 1.20×–1.25× (NOI covering debt service with a cushion). Cap rates vary widely by asset type, market, and quality — a deal that pencils has a cap rate above its financing cost with coverage to spare. Rather than a single benchmark, the analyzer scores your specific inputs against financeable bands.
Can Linton Global Solutions underwrite my Florida deal fully?
Yes. Michael R. Linton at Linton Global Solutions produces the full CREDDS report — a 12-page asset disposition brief with in-place vs. pro-forma NOI, tax reassessment, insurance, lease/estoppel risk, a defensible value band, and lender matching. Bring your deal through the concierge chat or call (312) 612-1031.