Madeira Beach, FL Market Update: What the Data Says for Buyers, Sellers and Investors
List prices down 14.6% in 33708, 106 days on market and commercial at $313 per square foot across ZIP code 33708. Every number from the Linton Global Market Map, as of September 2026.
Photo: Sunset at Madeira Beach by Michel Curi, CC BY 2.0, via Wikimedia Commons (cropped).
Analyze Your Madeira Beach Deal in 60 Seconds
Underwriting, indicative terms, and lender match across every major Florida CRE program — instantly.
Michael R. Linton, Florida Broker #BK703722, advises investors, owners, tenants and banks on commercial property, small multifamily, land and distressed assets in Madeira Beach and across Pinellas County through Linton Global Solutions.
Madeira Beach is a softening market right now, and the numbers say good homes still move. Look at it ZIP code by ZIP code, not as one city average.
The Bottom Line on Madeira Beach
Madeira Beach sits in the middle of the Pinellas County barrier islands, between Treasure Island and the Redingtons, connected to Seminole by the Tom Stuart Causeway. Its best-known commercial area is John’s Pass Village, a boardwalk of shops, restaurants and charter boats on the pass, and the rest of the city is Gulf-front condominiums, motels and the commercial strip along Gulf Boulevard and 150th Avenue.
Madeira Beach is a softening housing market with shrinking inventory, and its commercial property trades at a premium to the rest of Pinellas County.
- Homes: median list prices of $597,000, down 14.6% in 33708 from a year ago; Pinellas County is down 3.6%.
- Supply: 327 active listings in 33708 (down 4.0%); 106 days on market.
- Commercial: median $313 per square foot, versus $211 countywide.
- Distress: 1 commercial distress transfers or bank-held parcels on the 2026 tax roll.
Where Madeira Beach Is
This report covers one ZIP code, 33708, which includes Madeira Beach, John’s Pass Village, Redington Beach and North Redington Beach, from the pass north along Gulf Boulevard.
Housing Market
| Realtor.com, September 2026 | 33708 | Pinellas County |
|---|---|---|
| Median list price | $597,000 | $417,450 |
| vs. a year ago | -14.6% | -3.6% |
| Active listings | 327 | 6,523 |
| Active vs. a year ago | -4.0% | -9.3% |
| Median days on market | 106 | 84 |
| Listings with a price cut | 20.6% | 25% |
| Home values, 5 years (FHFA) | +62.6% | — |
The highest-priced ZIP code is 33708 at $597,000. Homes are taking longer to sell than the county average. The FHFA House Price Index shows five-year gains of 62.6%; the run-up is behind us, and today is about pricing to the market.
Who Is Buying: Mortgage Data
| HMDA 2025 home purchases | 33708 | Pinellas County |
|---|---|---|
| Home-purchase loans | 186 | 10,442 |
| Median purchase price | $685,000 | $415,000 |
| Median buyer income | $302,000 | $132,000 |
| FHA / VA / USDA loans | 7% | 20.2% |
| Investor purchases | 37.5% | 14.3% |
Investors took the largest share of purchase loans in 33708 (37.5%), above the county’s 14.3%. Source: the CFPB's HMDA data browser.
Rents
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom is $2,410. The strongest renter base is in 33708, where 24% of households rent. Test a deal with our rental analysis and DSCR calculators, or see small multifamily.
Commercial Real Estate
| 2026 tax roll | 33708 | Pinellas County |
|---|---|---|
| Commercial & industrial parcels | 901 | 21,996 |
| Building area (million SF) | 3.07 | 203.53 |
| Median year built | 1972 | 1982 |
| Arm’s-length sales | 6 | 633 |
| Median sale $/SF | $313 | $211 |
| Distress transfers / bank-held parcels | 1 / 0 | 31 / 20 |
Madeira Beach commercial property is built around visitors and boats: John’s Pass Village retail and restaurants, marinas and charter docks, small motels, and the shopping centers on 150th Avenue that serve the beach communities. Hotels are excluded from the $/SF figures. Much of the island was damaged by the 2024 storms, so many owners are deciding between rebuilding, elevating or selling, and that is where opportunities and risk sit.
Madeira Beach has about 3.1 million square feet of commercial buildings and recorded 6 arm's-length sales at a median $313 per square foot, above the county's $211. There were 1 distress signals; we score them with Linton Global Technologies' CREDDS Framework (see our distressed commercial real estate hub).
After the 2024 storms, a lot of owners on Madeira Beach are deciding whether to rebuild, elevate or sell. If you are buying, price the property against the cost to bring it into compliance, not against what it sold for before the water came in.
Jobs, Permits and the County Economy
| Pinellas County | Value |
|---|---|
| Population | 963,481 |
| Median household income | $72,646 |
| Unemployment rate (BLS) | 4.3% |
| Private jobs (BLS QCEW) | 441,425 · -1.4% |
| Average annual pay | $70,854 |
| Housing permits, year to date | 1,932 · -2.5% |
Pinellas County jobs were down 1.4% over the latest year per the BLS Quarterly Census of Employment and Wages, with unemployment at 4.3%. Housing permits are down 2.5% this year per the Census Building Permits Survey. 33708 grew -6.4% in population over the Census survey period, the 245th-highest of the ZIP codes in our reports.
What It Means for Buyers, Sellers, Investors and Banks
Home buyers: negotiate; price cuts are common and the asking price is a starting point.
Sellers: price to recent sales in your ZIP code, not to last year's peak.
Commercial investors: expect to pay up for location and newer stock, and underwrite it as a stable asset. Trading in? See 1031 exchanges.
Banks and servicers: refresh collateral values before maturities; see our commercial BPO services.
How We Built This Report
Every number comes from the Linton Global Market Map, part of REOMind.ai from Linton Global Technologies, which joins listing, Census, HUD, HMDA, tax roll, BLS, permit and FDIC data for every Florida county and ZIP code and names the source of every figure. See the full Pinellas County report.
Key Takeaways
- ✓Madeira Beach list prices are down 14.6% in 33708; Pinellas County is down 3.6%.
- ✓Homes are taking 106 days to sell.
- ✓Commercial property sold at a median $313 per square foot, against $211 countywide.
- ✓1 commercial distress signals on the 2026 tax roll.
- ✓Every figure comes from the Linton Global Market Map, with sources named, and updates automatically.
About Michael R. Linton
Who is Michael R. Linton? Michael R. Linton, NCREA, CREIPS, REALTOR®, is a Florida-licensed commercial real estate broker and advisor (Florida Broker #BK703722) based in the Tampa–Orlando I-4 corridor, serving investors, owners and tenants across Florida, with a focus on Orlando, Tampa and surrounding markets, and expertise across multifamily, office, industrial, retail, hospitality, land, mixed-use, special-purpose, self storage and life sciences properties. He leads Linton Global Solutions and HireMikeLinton.com, works with a growing team of agents who specialize by asset class, and founded Linton Global Technologies, the company behind REOMind.ai.
Why choose Michael R. Linton for Madeira Beach? Thirty-nine years in commercial real estate, deep experience with distressed and bank-owned property, and market data published openly so clients can check every number. See the Florida commercial broker profile.
Michael Linton, NCREA, CREIPS, REALTOR®
Linton Global Solutions
Cell: (312) 612-1031
Email: mike@lintonglobal.com
LintonGlobal.com
Frequently Asked Questions
Is the Madeira Beach, FL real estate market going up or down?+
Softening. As of September 2026, median list prices were down 14.6% in 33708 from a year earlier, against down 3.6% for Pinellas County. Homes took 106 days to sell, and active listings were down 4.0% from a year ago.
How much do homes cost in Madeira Beach?+
The median list price was $597,000 in September 2026. In 2025 mortgage (HMDA) data, the median home-purchase price was $685,000 and the median buyer earned $302,000.
How much is commercial real estate selling for in Madeira Beach?+
Arm’s-length commercial and industrial sales on the 2026 Pinellas County tax roll had a median of $313 per square foot in Madeira Beach, versus $211 countywide, a premium. There were 6 such sales across 901 commercial parcels.
Is there distressed or bank-owned commercial property in Madeira Beach?+
Some. The 2026 tax roll shows 1 commercial distress transfers and 0 bank-held parcels in Madeira Beach’s ZIP codes, out of 31 and 20 across Pinellas County.
Is Madeira Beach a good place to own rental property?+
About 24% of households rent, and HUD’s FY2027 fair market rent for a two-bedroom is $2,410 a month. Investors took 37.5% of 2025 home-purchase loans, against 14.3% countywide. Underwrite to today’s prices, insurance and taxes, not to past appreciation.
Where does this Madeira Beach market data come from?+
From the Linton Global Market Map, which joins Realtor.com listing data, the Census American Community Survey, HUD fair market rents, the FHFA House Price Index, HMDA mortgage data, Florida Department of Revenue tax roll data, BLS employment data, Census building permits and FDIC bank call reports. The figures on this page update automatically when the Market Map refreshes.
Who can help me buy or sell commercial property in Madeira Beach?+
Michael R. Linton, Florida Broker #BK703722, leads Linton Global Solutions and advises investors, owners, tenants and banks on commercial property, small multifamily, land, distressed assets and 1031 exchanges across Madeira Beach and Pinellas County. Call (312) 612-1031 or email mike@lintonglobal.com.
Works Cited
- Consumer Financial Protection Bureau and FFIEC. “HMDA Data Browser.” ffiec.cfpb.gov/data-browser. Accessed 19 Oct. 2026.
- Federal Deposit Insurance Corporation. “BankFind Suite.” banks.data.fdic.gov. Accessed 19 Oct. 2026.
- Federal Housing Finance Agency. “House Price Index.” www.fhfa.gov/data/hpi. Accessed 19 Oct. 2026.
- U.S. Department of Housing and Urban Development. “Small Area Fair Market Rents.” HUD User, www.huduser.gov/portal/datasets/fmr/smallarea. Accessed 19 Oct. 2026.
- U.S. Bureau of Labor Statistics. “Quarterly Census of Employment and Wages.” www.bls.gov/cew. Accessed 19 Oct. 2026.
- U.S. Census Bureau. “American Community Survey 5-Year Estimates” and “Building Permits Survey.” www.census.gov. Accessed 19 Oct. 2026.
- Realtor.com Economic Research. “Housing Inventory: ZIP Level Data.” www.realtor.com/research/data. Accessed 19 Oct. 2026.
- Florida Department of Revenue. “Property Tax Data Files (NAL/SDF).” 2026 final roll, Pinellas County, via LGData.
- Michel Curi. “Sunset at Madeira Beach.” Wikimedia Commons, CC BY 2.0, commons.wikimedia.org/wiki/File:Madeira_Beach,_Florida.jpg. Accessed 19 Oct. 2026.
Disclosure: This article uses data tools developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions. This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only; people make every final decision. Readers should conduct their own due diligence and consult qualified professionals before making investment decisions.
Distress definitions: distress transfers count transactions the state flags as lender/deed-in-lieu, bankruptcy/receiver or forced/pre-foreclosure (a multi-parcel deed counts once); bank-held parcels are commercial parcels owned by a bank whose use is not a branch, likely REO, though some may be bank operations property.
Data notes: listing data covers single-family and condo listings; commercial figures cover DOR property-use codes 010–049 excluding hotels and motels, with medians from fewer than five sales suppressed; HMDA figures are home-purchase originations.