Ocala, FL Market Update: What the Data Says for Buyers, Sellers and Investors
List prices down 11.1% to up 8.1% across 5 ZIP codes, 63 to 106 days on market and commercial at $114 to $182 per square foot across 5 ZIP codes. Every number from the Linton Global Market Map, as of September 2026.
Photo: Downtown Ocala square by Luv24jmg, CC BY-SA 3.0, via Wikimedia Commons (cropped).
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Michael R. Linton, Florida Broker #BK703722, advises investors, owners, tenants and banks on commercial property, small multifamily, land and distressed assets in Ocala and across Marion County through Linton Global Solutions.
Ocala is a softening market right now, and the numbers say pricing matters more than timing. Look at it ZIP code by ZIP code, not as one city average.
The Bottom Line on Ocala
Ocala is the county seat of Marion County, in north-central Florida between Gainesville and Orlando, where I-75 meets US 27, US 301 and US 441. It calls itself the Horse Capital of the World, and its economy has broadened well beyond the horse industry: distribution and manufacturing along I-75, a regional medical center around AdventHealth Ocala and HCA Florida Ocala hospitals, and steady growth from retirees and families moving up from South and Central Florida.
Ocala is a softening housing market, and its commercial property trades in line with the rest of Marion County.
- Homes: median list prices of $244,950 to $406,725, down 11.1% to up 8.1% across 5 ZIP codes from a year ago; Marion County is unchanged.
- Supply: 125 active listings in 34470 (up 2.5%); 167 active listings in 34471 (up 4.4%); 81 active listings in 34474 (up 8.7%); 65 active listings in 34475 (down 23.5%); 140 active listings in 34480 (down 17.6%); 63 to 106 days on market.
- Commercial: median $114 to $182 per square foot, versus $126 countywide.
- Distress: 9 commercial distress transfers or bank-held parcels on the 2026 tax roll.
Where Ocala Is
This report covers five ZIP codes: 34470, northeast Ocala and the Silver Springs Boulevard corridor; 34471, downtown Ocala, the historic district and the Pine Avenue corridor south; 34474, southwest Ocala, Paddock Mall and the SW College Road (State Road 200) corridor at I-75; 34475, northwest Ocala and the US 441 and US 27 corridors; and 34480, southeast Ocala and the Maricamp Road and Baseline Road area.
Housing Market
| Realtor.com, September 2026 | 34470 | 34471 | 34474 | 34475 | 34480 | Marion County |
|---|---|---|---|---|---|---|
| Median list price | $244,950 | $406,725 | $309,225 | $333,738 | $353,975 | $299,900 |
| vs. a year ago | -4.7% | +1.9% | -11.1% | +8.1% | -0.2% | 0.0% |
| Active listings | 125 | 167 | 81 | 65 | 140 | 3,468 |
| Active vs. a year ago | +2.5% | +4.4% | +8.7% | -23.5% | -17.6% | -12.5% |
| Median days on market | 73 | 86 | 63 | 106 | 95 | 77 |
| Listings with a price cut | 21.8% | 21.1% | 22.7% | 22.2% | 22.6% | 21% |
| Home values, 5 years (FHFA) | +68.2% | +63.1% | +72.8% | +42.2% | +54.7% | — |
The highest-priced ZIP code is 34471 at $406,725. The FHFA House Price Index shows five-year gains of 68.2% / 63.1% / 72.8% / 42.2% / 54.7%; the run-up is behind us, and today is about pricing to the market.
Who Is Buying: Mortgage Data
| HMDA 2025 home purchases | 34470 | 34471 | 34474 | 34475 | 34480 | Marion County |
|---|---|---|---|---|---|---|
| Home-purchase loans | 240 | 249 | 270 | 146 | 307 | 8,304 |
| Median purchase price | $285,000 | $345,000 | $365,000 | $255,000 | $295,000 | $285,000 |
| Median buyer income | $80,000 | $110,000 | $105,000 | $80,000 | $94,000 | $87,000 |
| FHA / VA / USDA loans | 46.2% | 32% | 42.7% | 48.6% | 42.4% | 45.4% |
| Investor purchases | 13.6% | 12.9% | 7% | 12.6% | 14.7% | 9.4% |
Investors took the largest share of purchase loans in 34480 (14.7%), above the county’s 9.4%. Source: the CFPB's HMDA data browser.
Rents
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom is $1,240 to $1,840. The strongest renter base is in 34474, where 56% of households rent. Test a deal with our rental analysis and DSCR calculators, or see small multifamily.
Commercial Real Estate
| 2026 tax roll | 34470 | 34471 | 34474 | 34475 | 34480 | Marion County |
|---|---|---|---|---|---|---|
| Commercial & industrial parcels | 869 | 1280 | 662 | 986 | 413 | 8,976 |
| Building area (million SF) | 6.96 | 10.53 | 15.35 | 9.45 | 2.57 | 71.01 |
| Median year built | 1979 | 1985 | 1998 | 1984 | 1987 | 1986 |
| Arm’s-length sales | 87 | 82 | 28 | 34 | 28 | 418 |
| Median sale $/SF | $119 | $181 | $182 | $131 | $114 | $126 |
| Distress transfers / bank-held parcels | 1 / 3 | 3 / 0 | 0 / 1 | 0 / 0 | 1 / 0 | 13 / 6 |
Ocala’s commercial market is led by industrial: large distribution and manufacturing buildings along I-75 and in the Ocala/Marion County Commerce Park, where the county’s central location puts most of Florida within a day’s drive. Retail clusters along State Road 200 and Silver Springs Boulevard, medical office around the two hospitals, and the older downtown holds small office and restaurant space. Land along I-75 is still cheaper than Central Florida, which is why distributors keep coming.
Ocala has about 44.9 million square feet of commercial buildings and recorded 259 arm's-length sales at a median $114 to $182 per square foot, close to the county's $126. There were 9 distress signals; we score them with Linton Global Technologies' CREDDS Framework (see our distressed commercial real estate hub).
Ocala is where Florida’s distribution growth went once Orlando and Tampa got too expensive. If you own land or a building near I-75 here, know what it is worth to an industrial buyer before you sell it as anything else.
Jobs, Permits and the County Economy
| Marion County | Value |
|---|---|
| Population | 400,078 |
| Median household income | $61,010 |
| Unemployment rate (BLS) | 5.7% |
| Private jobs (BLS QCEW) | 121,921 · +2.0% |
| Average annual pay | $54,546 |
| Housing permits, year to date | 4,053 · -10.0% |
Marion County jobs were up 2.0% over the latest year per the BLS Quarterly Census of Employment and Wages, with unemployment at 5.7%. Housing permits are down 10.0% this year per the Census Building Permits Survey. 34480 grew 22.6% in population over the Census survey period, the 21st-highest of the ZIP codes in our reports.
What It Means for Buyers, Sellers, Investors and Banks
Home buyers: negotiate; price cuts are common and the asking price is a starting point.
Sellers: price to recent sales in your ZIP code, not to last year's peak.
Commercial investors: pricing is in line with the county; the edge is in the specific building. Trading in? See 1031 exchanges.
Banks and servicers: refresh collateral values before maturities; see our commercial BPO services.
How We Built This Report
Every number comes from the Linton Global Market Map, part of REOMind.ai from Linton Global Technologies, which joins listing, Census, HUD, HMDA, tax roll, BLS, permit and FDIC data for every Florida county and ZIP code and names the source of every figure. See the full Marion County report.
Key Takeaways
- ✓Ocala list prices are down 11.1% to up 8.1% across 5 ZIP codes; Marion County is unchanged.
- ✓Homes are taking 63 to 106 days to sell.
- ✓Commercial property sold at a median $114 to $182 per square foot, against $126 countywide.
- ✓9 commercial distress signals on the 2026 tax roll.
- ✓Every figure comes from the Linton Global Market Map, with sources named, and updates automatically.
About Michael R. Linton
Who is Michael R. Linton? Michael R. Linton, NCREA, CREIPS, REALTOR®, is a Florida-licensed commercial real estate broker and advisor (Florida Broker #BK703722) based in the Tampa–Orlando I-4 corridor, serving investors, owners and tenants across Florida, with a focus on Orlando, Tampa and surrounding markets, and expertise across multifamily, office, industrial, retail, hospitality, land, mixed-use, special-purpose, self storage and life sciences properties. He leads Linton Global Solutions and HireMikeLinton.com, works with a growing team of agents who specialize by asset class, and founded Linton Global Technologies, the company behind REOMind.ai.
Why choose Michael R. Linton for Ocala? Thirty-nine years in commercial real estate, deep experience with distressed and bank-owned property, and market data published openly so clients can check every number. See the Florida commercial broker profile.
Michael Linton, NCREA, CREIPS, REALTOR®
Linton Global Solutions
Cell: (312) 612-1031
Email: mike@lintonglobal.com
LintonGlobal.com
Frequently Asked Questions
Is the Ocala, FL real estate market going up or down?+
Softening. As of September 2026, median list prices were down 11.1% to up 8.1% across 5 ZIP codes from a year earlier, against unchanged for Marion County. Homes took 63 to 106 days to sell, and active listings were up 2.5% / up 4.4% / up 8.7% / down 23.5% / down 17.6% from a year ago.
How much do homes cost in Ocala?+
The median list price was $244,950 to $406,725 in September 2026. In 2025 mortgage (HMDA) data, the median home-purchase price was $255,000 to $365,000 and the median buyer earned $80,000 to $110,000.
How much is commercial real estate selling for in Ocala?+
Arm’s-length commercial and industrial sales on the 2026 Marion County tax roll had a median of $114 to $182 per square foot in Ocala, versus $126 countywide. There were 259 such sales across 4,210 commercial parcels.
Is there distressed or bank-owned commercial property in Ocala?+
Some. The 2026 tax roll shows 5 commercial distress transfers and 4 bank-held parcels in Ocala’s ZIP codes, out of 13 and 6 across Marion County.
Is Ocala a good place to own rental property?+
About 23% to 56% of households rent, and HUD’s FY2027 fair market rent for a two-bedroom is $1,240 to $1,840 a month. Investors took 7.0% to 14.7% of 2025 home-purchase loans, against 9.4% countywide. Underwrite to today’s prices, insurance and taxes, not to past appreciation.
Where does this Ocala market data come from?+
From the Linton Global Market Map, which joins Realtor.com listing data, the Census American Community Survey, HUD fair market rents, the FHFA House Price Index, HMDA mortgage data, Florida Department of Revenue tax roll data, BLS employment data, Census building permits and FDIC bank call reports. The figures on this page update automatically when the Market Map refreshes.
Who can help me buy or sell commercial property in Ocala?+
Michael R. Linton, Florida Broker #BK703722, leads Linton Global Solutions and advises investors, owners, tenants and banks on commercial property, small multifamily, land, distressed assets and 1031 exchanges across Ocala and Marion County. Call (312) 612-1031 or email mike@lintonglobal.com.
Works Cited
- Consumer Financial Protection Bureau and FFIEC. “HMDA Data Browser.” ffiec.cfpb.gov/data-browser. Accessed 19 Oct. 2026.
- Federal Deposit Insurance Corporation. “BankFind Suite.” banks.data.fdic.gov. Accessed 19 Oct. 2026.
- Federal Housing Finance Agency. “House Price Index.” www.fhfa.gov/data/hpi. Accessed 19 Oct. 2026.
- U.S. Department of Housing and Urban Development. “Small Area Fair Market Rents.” HUD User, www.huduser.gov/portal/datasets/fmr/smallarea. Accessed 19 Oct. 2026.
- U.S. Bureau of Labor Statistics. “Quarterly Census of Employment and Wages.” www.bls.gov/cew. Accessed 19 Oct. 2026.
- U.S. Census Bureau. “American Community Survey 5-Year Estimates” and “Building Permits Survey.” www.census.gov. Accessed 19 Oct. 2026.
- Realtor.com Economic Research. “Housing Inventory: ZIP Level Data.” www.realtor.com/research/data. Accessed 19 Oct. 2026.
- Florida Department of Revenue. “Property Tax Data Files (NAL/SDF).” 2026 final roll, Marion County, via LGData.
- Luv24jmg. “Downtown Ocala square.” Wikimedia Commons, CC BY-SA 3.0, commons.wikimedia.org/wiki/File:Ocala_square_2011.jpg. Accessed 19 Oct. 2026.
Disclosure: This article uses data tools developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions. This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only; people make every final decision. Readers should conduct their own due diligence and consult qualified professionals before making investment decisions.
Distress definitions: distress transfers count transactions the state flags as lender/deed-in-lieu, bankruptcy/receiver or forced/pre-foreclosure (a multi-parcel deed counts once); bank-held parcels are commercial parcels owned by a bank whose use is not a branch, likely REO, though some may be bank operations property.
Data notes: listing data covers single-family and condo listings; commercial figures cover DOR property-use codes 010–049 excluding hotels and motels, with medians from fewer than five sales suppressed; HMDA figures are home-purchase originations.