Osteen, FL Market Update: What the Data Says for Buyers, Sellers and Investors
List prices down 6.0% in 32764, 74 days on market and commercial at too few sales to report per square foot across ZIP code 32764. Every number from the Linton Global Market Map, as of September 2026.
Photo: Osteen Feed & Hay by Umbris, CC BY-SA 3.0, via Wikimedia Commons (cropped).
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Michael R. Linton, Florida Broker #BK703722, advises investors, owners, tenants and banks on commercial property, small multifamily, land and distressed assets in Osteen and across Volusia County through Linton Global Solutions.
Osteen is a softening market right now, and the numbers say pricing matters more than timing. Look at it ZIP code by ZIP code, not as one city average.
The Bottom Line on Osteen
Osteen is an unincorporated community in southwest Volusia County along SR 415, between Deltona and the St. Johns River bridge to Sanford. Long a cattle and farming area, it is changing quickly as SR 415 has been widened and new subdivisions spread east from Deltona and north from Seminole County.
Osteen is a softening housing market, and its commercial property trades in line with the rest of Volusia County, with almost no distress.
- Homes: median list prices of $407,500, down 6.0% in 32764 from a year ago; Volusia County is down 3.4%.
- Supply: 21 active listings in 32764 (up 75.0%); 74 days on market.
- Commercial: median too few sales to report per square foot, versus $182 countywide.
- Distress: no commercial distress transfers or bank-held parcels on the 2026 tax roll.
Where Osteen Is
This report covers one ZIP code, 32764, which takes in Osteen and the SR 415 corridor from Deltona south to the St. Johns River and the Seminole County line.
Housing Market
| Realtor.com, September 2026 | 32764 | Volusia County |
|---|---|---|
| Median list price | $407,500 | $362,250 |
| vs. a year ago | -6.0% | -3.4% |
| Active listings | 21 | 4,171 |
| Active vs. a year ago | +75.0% | -11.8% |
| Median days on market | 74 | 78 |
| Listings with a price cut | 24.3% | 22.8% |
| Home values, 5 years (FHFA) | +77.1% | — |
The highest-priced ZIP code is 32764 at $407,500. The FHFA House Price Index shows five-year gains of 77.1%; the run-up is behind us, and today is about pricing to the market.
Who Is Buying: Mortgage Data
| HMDA 2025 home purchases | 32764 | Volusia County |
|---|---|---|
| Home-purchase loans | 110 | 8,095 |
| Median purchase price | $385,000 | $345,000 |
| Median buyer income | $120,000 | $103,000 |
| FHA / VA / USDA loans | 34.7% | 40.3% |
| Investor purchases | 3.3% | 8.7% |
Investors took the largest share of purchase loans in 32764 (3.3%). Source: the CFPB's HMDA data browser.
Rents
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom is $1,820. The strongest renter base is in 32764, where 9% of households rent. Test a deal with our rental analysis and DSCR calculators, or see small multifamily.
Commercial Real Estate
| 2026 tax roll | 32764 | Volusia County |
|---|---|---|
| Commercial & industrial parcels | 151 | 15,492 |
| Building area (million SF) | 0.46 | 96.25 |
| Median year built | 1969 | 1982 |
| Arm’s-length sales | 3 | 400 |
| Median sale $/SF | — | $182 |
| Distress transfers / bank-held parcels | 0 / 0 | 16 / 10 |
Osteen’s commercial property is small and scattered along SR 415: feed stores, contractor yards, small retail and service buildings, and large agricultural parcels. There were too few arm’s-length commercial sales to set a reliable median for this ZIP. The opportunity is land: as rooftops arrive, sites at SR 415 intersections will be the first to be rezoned for retail and service uses.
Osteen has about 0.5 million square feet of commercial buildings and recorded 3 arm's-length sales at a median too few sales to report per square foot, close to the county's $182. There were no distress transfers or bank-held parcels on the roll.
Osteen is farmland on the path of growth. The widened SR 415 brought the subdivisions, and the corners at its intersections are where the next round of retail and services will go.
Jobs, Permits and the County Economy
| Volusia County | Value |
|---|---|
| Population | 579,622 |
| Median household income | $70,044 |
| Unemployment rate (BLS) | 5.2% |
| Private jobs (BLS QCEW) | 189,494 · +0.1% |
| Average annual pay | $56,167 |
| Housing permits, year to date | 1,418 · -34.3% |
Volusia County jobs were up 0.1% over the latest year per the BLS Quarterly Census of Employment and Wages, with unemployment at 5.2%. Housing permits are down 34.3% this year per the Census Building Permits Survey. 32764 grew -11.9% in population over the Census survey period, the 261st-highest of the ZIP codes in our reports.
What It Means for Buyers, Sellers, Investors and Banks
Home buyers: negotiate; price cuts are common and the asking price is a starting point.
Sellers: price to recent sales in your ZIP code, not to last year's peak.
Commercial investors: pricing is in line with the county; the edge is in the specific building. Trading in? See 1031 exchanges.
Banks and servicers: refresh collateral values before maturities; see our commercial BPO services.
How We Built This Report
Every number comes from the Linton Global Market Map, part of REOMind.ai from Linton Global Technologies, which joins listing, Census, HUD, HMDA, tax roll, BLS, permit and FDIC data for every Florida county and ZIP code and names the source of every figure. See the full Volusia County report.
Key Takeaways
- ✓Osteen list prices are down 6.0% in 32764; Volusia County is down 3.4%.
- ✓Homes are taking 74 days to sell.
- ✓Commercial property sold at a median too few sales to report per square foot, against $182 countywide.
- ✓No commercial distress on the 2026 tax roll.
- ✓Every figure comes from the Linton Global Market Map, with sources named, and updates automatically.
About Michael R. Linton
Who is Michael R. Linton? Michael R. Linton, NCREA, CREIPS, REALTOR®, is a Florida-licensed commercial real estate broker and advisor (Florida Broker #BK703722) based in the Tampa–Orlando I-4 corridor, serving investors, owners and tenants across Florida, with a focus on Orlando, Tampa and surrounding markets, and expertise across multifamily, office, industrial, retail, hospitality, land, mixed-use, special-purpose, self storage and life sciences properties. He leads Linton Global Solutions and HireMikeLinton.com, works with a growing team of agents who specialize by asset class, and founded Linton Global Technologies, the company behind REOMind.ai.
Why choose Michael R. Linton for Osteen? Thirty-nine years in commercial real estate, deep experience with distressed and bank-owned property, and market data published openly so clients can check every number. See the Florida commercial broker profile.
Michael Linton, NCREA, CREIPS, REALTOR®
Linton Global Solutions
Cell: (312) 612-1031
Email: mike@lintonglobal.com
LintonGlobal.com
Frequently Asked Questions
Is the Osteen, FL real estate market going up or down?+
Softening. As of September 2026, median list prices were down 6.0% in 32764 from a year earlier, against down 3.4% for Volusia County. Homes took 74 days to sell, and active listings were up 75.0% from a year ago.
How much do homes cost in Osteen?+
The median list price was $407,500 in September 2026. In 2025 mortgage (HMDA) data, the median home-purchase price was $385,000 and the median buyer earned $120,000.
How much is commercial real estate selling for in Osteen?+
Arm’s-length commercial and industrial sales on the 2026 Volusia County tax roll had a median of too few sales to report per square foot in Osteen, versus $182 countywide. There were 3 such sales across 151 commercial parcels.
Is there distressed or bank-owned commercial property in Osteen?+
Very little. The 2026 tax roll shows no commercial distress transfers or bank-held parcels in Osteen’s ZIP codes, against 16 distress transfers and 10 bank-held parcels across Volusia County.
Is Osteen a good place to own rental property?+
About 9% of households rent, and HUD’s FY2027 fair market rent for a two-bedroom is $1,820 a month. Investors took 3.3% of 2025 home-purchase loans, against 8.7% countywide. Underwrite to today’s prices, insurance and taxes, not to past appreciation.
Where does this Osteen market data come from?+
From the Linton Global Market Map, which joins Realtor.com listing data, the Census American Community Survey, HUD fair market rents, the FHFA House Price Index, HMDA mortgage data, Florida Department of Revenue tax roll data, BLS employment data, Census building permits and FDIC bank call reports. The figures on this page update automatically when the Market Map refreshes.
Who can help me buy or sell commercial property in Osteen?+
Michael R. Linton, Florida Broker #BK703722, leads Linton Global Solutions and advises investors, owners, tenants and banks on commercial property, small multifamily, land, distressed assets and 1031 exchanges across Osteen and Volusia County. Call (312) 612-1031 or email mike@lintonglobal.com.
Works Cited
- Consumer Financial Protection Bureau and FFIEC. “HMDA Data Browser.” ffiec.cfpb.gov/data-browser. Accessed 19 Oct. 2026.
- Federal Deposit Insurance Corporation. “BankFind Suite.” banks.data.fdic.gov. Accessed 19 Oct. 2026.
- Federal Housing Finance Agency. “House Price Index.” www.fhfa.gov/data/hpi. Accessed 19 Oct. 2026.
- U.S. Department of Housing and Urban Development. “Small Area Fair Market Rents.” HUD User, www.huduser.gov/portal/datasets/fmr/smallarea. Accessed 19 Oct. 2026.
- U.S. Bureau of Labor Statistics. “Quarterly Census of Employment and Wages.” www.bls.gov/cew. Accessed 19 Oct. 2026.
- U.S. Census Bureau. “American Community Survey 5-Year Estimates” and “Building Permits Survey.” www.census.gov. Accessed 19 Oct. 2026.
- Realtor.com Economic Research. “Housing Inventory: ZIP Level Data.” www.realtor.com/research/data. Accessed 19 Oct. 2026.
- Florida Department of Revenue. “Property Tax Data Files (NAL/SDF).” 2026 final roll, Volusia County, via LGData.
- Umbris. “Osteen Feed & Hay.” Wikimedia Commons, CC BY-SA 3.0, commons.wikimedia.org/wiki/File:Osteen_Florida_1.jpg. Accessed 19 Oct. 2026.
Disclosure: This article uses data tools developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions. This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. REOMind.ai provides decision support only; people make every final decision. Readers should conduct their own due diligence and consult qualified professionals before making investment decisions.
Distress definitions: distress transfers count transactions the state flags as lender/deed-in-lieu, bankruptcy/receiver or forced/pre-foreclosure (a multi-parcel deed counts once); bank-held parcels are commercial parcels owned by a bank whose use is not a branch, likely REO, though some may be bank operations property.
Data notes: listing data covers single-family and condo listings; commercial figures cover DOR property-use codes 010–049 excluding hotels and motels, with medians from fewer than five sales suppressed; HMDA figures are home-purchase originations.