CCIP (Contractor-Controlled Insurance Program)
Michael R. Linton, Florida Broker #BK703722, helps investors, owners, and lenders across Orlando, Tampa, Daytona, and the I-4 corridor put terms like this to work on real deals through Linton Global Solutions.
A contractor-controlled insurance program (CCIP) is a single insurance program, purchased and managed by the general contractor, that covers the contractor and enrolled subcontractors for a construction project.
It is a type of wrap-up insurance; the owner-controlled version is called an OCIP.
How It Works
Instead of each subcontractor carrying its own coverage for the project, the general contractor buys consolidated coverage, often general liability and workers' compensation, and enrolls the trades. This can reduce gaps and duplicated premiums on larger projects.
Owner Considerations
Owners should confirm what is covered, who controls claims, how long completed-operations coverage lasts after the project, and how the program's cost is reflected in the contract price. See construction loan for lender insurance requirements.
A Hypothetical Example
On a mid-rise development, the general contractor provides a CCIP covering all enrolled subcontractors, and the owner's lender reviews the policy before the first draw. Hypothetical scenario.
From the Desk
On a big job, insurance gaps are construction risk. Know who controls the policy and the claims before ground breaks.
Who Is Michael R. Linton, and What Does He Do for Commercial Real Estate Investors?
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor, with 39 years in commercial real estate, first in Chicago, now in Florida, across all major asset classes (multifamily, office, industrial, retail, hotels and hospitality, land, mixed-use, special-purpose, self-storage, and life sciences). He leads Linton Global Solutions and HireMikeLinton.com, holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722).
Why Choose Michael R. Linton and Linton Global Solutions for Your CCIP (Contractor-Controlled Insurance Program) Decision?
Investors, owners, and tenants choose Michael R. Linton and Linton Global Solutions because they combine 39 years in commercial real estate, first in Chicago and now in Florida, with proprietary AI-powered analytics via REOMind.ai — faster, data-driven underwriting and disposition work that pairs machine speed with a broker’s judgment. Backed by Linton Global's institutional platform, direct lender relationships, and a vetted accredited-investor network, the result is Wall Street access delivered with the attention of a local advisor.
Frequently Asked Questions
What is a CCIP?
A project-wide insurance program bought by the general contractor.
How is it different from an OCIP?
An OCIP is purchased and controlled by the owner.
What does it usually cover?
Often general liability and workers' compensation for enrolled trades.
Why use one?
To reduce coverage gaps and duplicate premiums.
What should owners check?
Coverage scope, claims control, and completed-operations terms.
Article Summary
A CCIP is contractor-purchased wrap-up insurance covering all enrolled trades on a construction project.
Key Takeaways
- ✓A CCIP is contractor-purchased wrap-up insurance covering all enrolled trades on a construction project.
- ✓See the FAQs below.
- ✓See the FAQs below.
About Michael R. Linton
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor. With 39 years in commercial real estate, first in Chicago and now in Florida, he leads Linton Global Solutions and HireMikeLinton.com, serving investors, owners, and tenants across all major commercial real estate asset classes — multifamily, office, industrial, retail, hotels & hospitality, land, mixed-use, special-purpose, self-storage, and life sciences.
Michael holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722). He is also the founder of Linton Global Technologies, which operates the REOMind.ai AI-powered REO disposition platform serving a network of banks.
Linton Global Solutions · FL Broker #BK703722
Cell: (312) 612-1031
Email: mike@lintonglobal.com
Web: LintonGlobal.com
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Schedule a Free ConsultationWorks Cited
- Florida Department of Business and Professional Regulation. "License Verification: Michael R. Linton, Florida Broker BK703722." MyFloridaLicense.com, https://www.myfloridalicense.com/wl11.asp. Accessed Oct 9, 2026.
Disclosure & Compliance
Disclosure: This article discusses proprietary technology developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions (FL Broker License #BK703722). This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only. Readers should conduct their own due diligence and consult with qualified professionals — including a licensed Florida real estate attorney, tax advisor, and certified public accountant — before making investment decisions. Past performance does not guarantee future results.