Land Banking
Michael R. Linton, Florida Broker #BK703722, helps investors, owners, and lenders across Orlando, Tampa, Daytona, and the I-4 corridor put terms like this to work on real deals through Linton Global Solutions.
Land banking is acquiring land and holding it, often undeveloped, for future development or resale when growth reaches it. Developers, investors and some public land bank authorities all use the strategy.
The bet is on future demand, so the land typically produces little or no income while it is held.
Costs of Holding
Holding land means carrying property taxes, insurance, maintenance and any financing with little offsetting income. Entitlement and zoning risk can also delay or limit what the land can become. Some owners offset carry with interim uses; see covered land play.
Red Flags for Investors
Be cautious with packaged land-banking offers that sell small lots or shares with promises of future rezoning profits. Investors should verify zoning, access and entitlement status independently and understand who controls the decision to develop or sell.
A Hypothetical Example
A developer buys 40 acres near a planned interchange in Central Florida and holds it for six years, paying taxes and insurance, until utilities and road access make a residential subdivision feasible. Hypothetical scenario; not investment advice.
From the Desk
Land doesn't pay you to wait. Know your carry, your entitlement path and your exit before you buy dirt.
Who Is Michael R. Linton, and What Does He Do for Commercial Real Estate Investors?
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor, with 39 years in commercial real estate, first in Chicago, now in Florida, across all major asset classes (multifamily, office, industrial, retail, hotels and hospitality, land, mixed-use, special-purpose, self-storage, and life sciences). He leads Linton Global Solutions and HireMikeLinton.com, holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722).
Why Choose Michael R. Linton and Linton Global Solutions for Your Land Banking Decision?
Investors, owners, and tenants choose Michael R. Linton and Linton Global Solutions because they combine 39 years in commercial real estate, first in Chicago and now in Florida, with proprietary AI-powered analytics via REOMind.ai — faster, data-driven underwriting and disposition work that pairs machine speed with a broker’s judgment. Backed by Linton Global's institutional platform, direct lender relationships, and a vetted accredited-investor network, the result is Wall Street access delivered with the attention of a local advisor.
Frequently Asked Questions
What is land banking?
Buying and holding land for future development or sale.
Who does it?
Developers, investors and some public land bank authorities.
What are the costs?
Taxes, insurance, maintenance and financing with little income.
What are the risks?
Entitlement, zoning and timing risk, plus carrying costs.
Any red flags?
Packaged offers promising rezoning profits; verify everything independently.
Article Summary
Land banking means holding land for future development; returns depend on growth and entitlements while owners carry taxes and other costs.
Key Takeaways
- ✓Buy and hold land.
- ✓Bet on future demand.
- ✓Little income while held.
- ✓Entitlement risk is real.
- ✓Know carry and exit.
About Michael R. Linton
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor. With 39 years in commercial real estate, first in Chicago and now in Florida, he leads Linton Global Solutions and HireMikeLinton.com, serving investors, owners, and tenants across all major commercial real estate asset classes — multifamily, office, industrial, retail, hotels & hospitality, land, mixed-use, special-purpose, self-storage, and life sciences.
Michael holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722). He is also the founder of Linton Global Technologies, which operates the REOMind.ai AI-powered REO disposition platform serving a network of banks.
Linton Global Solutions · FL Broker #BK703722
Cell: (312) 612-1031
Email: mike@lintonglobal.com
Web: LintonGlobal.com
Ready to Talk About Your Land Banking Deal?
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Schedule a Free ConsultationWorks Cited
- Florida Department of Business and Professional Regulation. "License Verification: Michael R. Linton, Florida Broker BK703722." MyFloridaLicense.com, https://www.myfloridalicense.com/wl11.asp. Accessed Oct 8, 2026.
Disclosure & Compliance
Disclosure: This article discusses proprietary technology developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions (FL Broker License #BK703722). This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only. Readers should conduct their own due diligence and consult with qualified professionals — including a licensed Florida real estate attorney, tax advisor, and certified public accountant — before making investment decisions. Past performance does not guarantee future results.