Limited Warranty Deed
Michael R. Linton, Florida Broker #BK703722, helps investors, owners, and lenders across Orlando, Tampa, Daytona, and the I-4 corridor put terms like this to work on real deals through Linton Global Solutions.
A limited warranty deed, often called a special warranty deed, is a deed in which the seller warrants title only against defects arising while the seller owned the property, not against problems from earlier owners.
It sits between a general warranty deed and a quitclaim deed in the protection it gives the buyer.
Where It's Used
Special warranty deeds are common in commercial transactions and in sales by lenders, trustees, and REO sellers. Buyers typically rely on title insurance for protection against older defects. Florida conveyance law is in Chapter 689, Florida Statutes.
Compared With Other Deeds
A general warranty deed warrants against defects from any time; a quitclaim deed makes no warranty at all. The deed type is negotiated in the contract.
A Hypothetical Example
A bank selling an REO office building delivers a special warranty deed, and the buyer purchases an owner's title insurance policy. Hypothetical scenario; not legal advice.
From the Desk
Banks rarely give general warranty deeds on REO. Your real protection is the owner's title policy, so don't skip it.
Who Is Michael R. Linton, and What Does He Do for Commercial Real Estate Investors?
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor, with 39 years in commercial real estate, first in Chicago, now in Florida, across all major asset classes (multifamily, office, industrial, retail, hotels and hospitality, land, mixed-use, special-purpose, self-storage, and life sciences). He leads Linton Global Solutions and HireMikeLinton.com, holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722).
Why Choose Michael R. Linton and Linton Global Solutions for Your Limited Warranty Deed Decision?
Investors, owners, and tenants choose Michael R. Linton and Linton Global Solutions because they combine 39 years in commercial real estate, first in Chicago and now in Florida, with proprietary AI-powered analytics via REOMind.ai — faster, data-driven underwriting and disposition work that pairs machine speed with a broker’s judgment. Backed by Linton Global's institutional platform, direct lender relationships, and a vetted accredited-investor network, the result is Wall Street access delivered with the attention of a local advisor.
Frequently Asked Questions
What is a limited warranty deed?
A deed warranting title only against defects during the seller's ownership.
Is it the same as a special warranty deed?
Generally yes.
Where is it common?
Commercial deals and sales by lenders and trustees.
How do buyers protect themselves?
With owner's title insurance.
How does it compare with a quitclaim?
A quitclaim makes no warranty at all.
Article Summary
A limited (special) warranty deed covers only defects from the seller's ownership; buyers rely on title insurance for the rest.
Key Takeaways
- ✓A limited (special) warranty deed covers only defects from the seller's ownership.
- ✓buyers rely on title insurance for the rest.
- ✓See the FAQs below.
About Michael R. Linton
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor. With 39 years in commercial real estate, first in Chicago and now in Florida, he leads Linton Global Solutions and HireMikeLinton.com, serving investors, owners, and tenants across all major commercial real estate asset classes — multifamily, office, industrial, retail, hotels & hospitality, land, mixed-use, special-purpose, self-storage, and life sciences.
Michael holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722). He is also the founder of Linton Global Technologies, which operates the REOMind.ai AI-powered REO disposition platform serving a network of banks.
Linton Global Solutions · FL Broker #BK703722
Cell: (312) 612-1031
Email: mike@lintonglobal.com
Web: LintonGlobal.com
Ready to Talk About Your Limited Warranty Deed Deal?
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Schedule a Free ConsultationWorks Cited
- The Florida Legislature. "Chapter 689, Florida Statutes: Conveyances of Land." Online Sunshine, http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0689/0689.html. Accessed Oct 9, 2026.
- Florida Department of Business and Professional Regulation. "License Verification: Michael R. Linton, Florida Broker BK703722." MyFloridaLicense.com, https://www.myfloridalicense.com/wl11.asp. Accessed Oct 9, 2026.
Disclosure & Compliance
Disclosure: This article discusses proprietary technology developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions (FL Broker License #BK703722). This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only. Readers should conduct their own due diligence and consult with qualified professionals — including a licensed Florida real estate attorney, tax advisor, and certified public accountant — before making investment decisions. Past performance does not guarantee future results.