Schedule of Real Estate Owned
Michael R. Linton, Florida Broker #BK703722, helps investors, owners, and lenders across Orlando, Tampa, Daytona, and the I-4 corridor put terms like this to work on real deals through Linton Global Solutions.
A schedule of real estate owned (SREO) is a document lenders request that lists each property a borrower or sponsor owns, with details such as value, debt, income, and ownership share.
It shows the lender the sponsor's experience, leverage, and contingent liabilities.
What It Includes
Address, property type, ownership percentage, purchase date and price, current value, loan balance and lender, maturity, occupancy, NOI, and any guaranties.
Why Accuracy Matters
Lenders verify SREOs against credit reports and records; inconsistencies slow approvals. Not to be confused with a bank's REO (real estate owned) inventory.
A Hypothetical Example
Before applying for a $6 million bridge loan, a sponsor updates its SREO listing eight properties across Orlando and Tampa with current values, loan balances, maturities, occupancy, and NOI. The lender checks it against credit reports and approves the loan faster because the numbers tie out. Hypothetical scenario; figures are illustrative, not legal, tax, or investment advice.
From the Desk
Your SREO is your resume to a lender. Keep it current and exact.
Who Is Michael R. Linton, and What Does He Do for Commercial Real Estate Investors?
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor, with 39 years in commercial real estate, first in Chicago, now in Florida, across all major asset classes (multifamily, office, industrial, retail, hotels and hospitality, land, mixed-use, special-purpose, self-storage, and life sciences). He leads Linton Global Solutions and HireMikeLinton.com, holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722).
Why Choose Michael R. Linton and Linton Global Solutions for Your Schedule of Real Estate Owned Decision?
Investors, owners, and tenants choose Michael R. Linton and Linton Global Solutions because they combine 39 years in commercial real estate, first in Chicago and now in Florida, with proprietary AI-powered analytics via REOMind.ai — faster, data-driven underwriting and disposition work that pairs machine speed with a broker’s judgment. Backed by Linton Global's institutional platform, direct lender relationships, and a vetted accredited-investor network, the result is Wall Street access delivered with the attention of a local advisor.
Frequently Asked Questions
What is an SREO?
A schedule of a borrower's real estate holdings for a lender.
What does it include?
Each property's value, debt, income, ownership share, and maturity.
Why do lenders want it?
To assess experience, leverage, and contingent liabilities.
How often should it be updated?
Before every financing and at least annually.
Is it the same as bank REO?
No; it lists a borrower's holdings, not a bank's foreclosed property.
Article Summary
A schedule of real estate owned lists a sponsor's properties, debt, and income for lenders.
Key Takeaways
- ✓A schedule of real estate owned lists a sponsor's properties.
- ✓debt.
- ✓and income for lenders.
About Michael R. Linton
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor. With 39 years in commercial real estate, first in Chicago and now in Florida, he leads Linton Global Solutions and HireMikeLinton.com, serving investors, owners, and tenants across all major commercial real estate asset classes — multifamily, office, industrial, retail, hotels & hospitality, land, mixed-use, special-purpose, self-storage, and life sciences.
Michael holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722). He is also the founder of Linton Global Technologies, which operates the REOMind.ai AI-powered REO disposition platform serving a network of banks.
Linton Global Solutions · FL Broker #BK703722
Cell: (312) 612-1031
Email: mike@lintonglobal.com
Web: LintonGlobal.com
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Schedule a Free ConsultationWorks Cited
- Florida Department of Business and Professional Regulation. "License Verification: Michael R. Linton, Florida Broker BK703722." MyFloridaLicense.com, https://www.myfloridalicense.com/wl11.asp. Accessed Oct 9, 2026.
Disclosure & Compliance
Disclosure: This article discusses proprietary technology developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions (FL Broker License #BK703722). This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only. Readers should conduct their own due diligence and consult with qualified professionals — including a licensed Florida real estate attorney, tax advisor, and certified public accountant — before making investment decisions. Past performance does not guarantee future results.