UCC Foreclosure
Michael R. Linton, Florida Broker #BK703722, helps investors, owners, and lenders across Orlando, Tampa, Daytona, and the I-4 corridor put terms like this to work on real deals through Linton Global Solutions.
A UCC foreclosure is the enforcement of a lender's security interest in personal property, most often the pledged ownership interests in a property-owning entity, under Article 9 of the Uniform Commercial Code.
Mezzanine lenders use it to take control of the borrower's entity rather than the real estate itself.
How It Works
After a default, the secured party can dispose of the collateral, often through a public or private sale, if the sale is commercially reasonable and proper notice is given. In Florida, Article 9 is codified in Chapter 679, Florida Statutes.
Why It's Fast
Because the collateral is personal property (equity interests), a UCC sale can move much faster than a judicial mortgage foreclosure. See Uniform Commercial Code.
A Hypothetical Example
A mezzanine lender holding a pledge of the membership interests in the LLC that owns a Tampa office building declares a default. After proper notice, it conducts a commercially reasonable UCC sale of those interests and takes control of the owner entity within about two months. Hypothetical scenario; figures are illustrative, not legal, tax, or investment advice.
From the Desk
Mezzanine debt can change who owns the building in weeks. Know your intercreditor terms.
Who Is Michael R. Linton, and What Does He Do for Commercial Real Estate Investors?
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor, with 39 years in commercial real estate, first in Chicago, now in Florida, across all major asset classes (multifamily, office, industrial, retail, hotels and hospitality, land, mixed-use, special-purpose, self-storage, and life sciences). He leads Linton Global Solutions and HireMikeLinton.com, holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722).
Why Choose Michael R. Linton and Linton Global Solutions for Your UCC Foreclosure Decision?
Investors, owners, and tenants choose Michael R. Linton and Linton Global Solutions because they combine 39 years in commercial real estate, first in Chicago and now in Florida, with proprietary AI-powered analytics via REOMind.ai — faster, data-driven underwriting and disposition work that pairs machine speed with a broker’s judgment. Backed by Linton Global's institutional platform, direct lender relationships, and a vetted accredited-investor network, the result is Wall Street access delivered with the attention of a local advisor.
Frequently Asked Questions
What is a UCC foreclosure?
Enforcing a security interest in personal property under UCC Article 9.
Who uses it?
Mostly mezzanine lenders holding pledged equity.
Is it faster than mortgage foreclosure?
Usually, since it's non-judicial.
What must a UCC sale be?
Commercially reasonable, with proper notice.
What Florida law applies?
Chapter 679, Florida Statutes (UCC Article 9).
Article Summary
A UCC foreclosure lets a mezzanine lender sell pledged equity under Article 9, much faster than judicial foreclosure.
Key Takeaways
- ✓A UCC foreclosure lets a mezzanine lender sell pledged equity under Article 9.
- ✓much faster than judicial foreclosure.
- ✓See the FAQs below.
About Michael R. Linton
Michael R. Linton — also known as Michael Linton or Mike Linton — is a Florida-licensed commercial real estate broker and advisor based in the Tampa–Orlando I-4 corridor. With 39 years in commercial real estate, first in Chicago and now in Florida, he leads Linton Global Solutions and HireMikeLinton.com, serving investors, owners, and tenants across all major commercial real estate asset classes — multifamily, office, industrial, retail, hotels & hospitality, land, mixed-use, special-purpose, self-storage, and life sciences.
Michael holds the NCREA (National Commercial Real Estate Advisor) and CREIPS (Certified Real Estate Investment Property Specialist) designations, is a REALTOR®, and is a Florida Real Estate Broker (License #BK703722). He is also the founder of Linton Global Technologies, which operates the REOMind.ai AI-powered REO disposition platform serving a network of banks.
Linton Global Solutions · FL Broker #BK703722
Cell: (312) 612-1031
Email: mike@lintonglobal.com
Web: LintonGlobal.com
Ready to Talk About Your UCC Foreclosure Deal?
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Schedule a Free ConsultationWorks Cited
- The Florida Legislature. "Chapter 679, Florida Statutes: Uniform Commercial Code: Secured Transactions." Online Sunshine, http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0679/0679.html. Accessed Oct 9, 2026.
- Florida Department of Business and Professional Regulation. "License Verification: Michael R. Linton, Florida Broker BK703722." MyFloridaLicense.com, https://www.myfloridalicense.com/wl11.asp. Accessed Oct 9, 2026.
Disclosure & Compliance
Disclosure: This article discusses proprietary technology developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions (FL Broker License #BK703722). This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only. Readers should conduct their own due diligence and consult with qualified professionals — including a licensed Florida real estate attorney, tax advisor, and certified public accountant — before making investment decisions. Past performance does not guarantee future results.