Cocoa Beach, FL Market Update: What the Data Says for Buyers, Sellers and Investors
List prices down 1.0% in 32931, 98 days on market and commercial at too few sales to report per square foot across ZIP code 32931. Every number from the Linton Global Market Map, as of September 2026.
Photo: Cocoa Beach Pier by Leonard J. DeFrancisci, CC BY-SA 3.0, via Wikimedia Commons (cropped).
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Michael R. Linton, Florida Broker #BK703722, advises investors, owners, tenants and banks on commercial property, small multifamily, land and distressed assets in Cocoa Beach and across Brevard County through Linton Global Solutions.
Cocoa Beach is a roughly flat market right now, and the numbers say good homes still move. Look at it ZIP code by ZIP code, not as one city average.
The Bottom Line on Cocoa Beach
Cocoa Beach is the Space Coast's best-known beach town, on the barrier island between the Atlantic and the Banana River, about 50 miles east of Orlando and just south of Port Canaveral. Its economy runs on tourism: the Cocoa Beach Pier, Ron Jon Surf Shop, beachfront hotels, and cruise passengers and launch visitors from the port and the Cape.
Cocoa Beach is a steady housing market with shrinking inventory, and its commercial property trades in line with the rest of Brevard County, with almost no distress.
- Homes: median list prices of $489,959, down 1.0% in 32931 from a year ago; Brevard County is down 2.4%.
- Supply: 188 active listings in 32931 (down 24.8%); 98 days on market.
- Commercial: median too few sales to report per square foot, versus $156 countywide.
- Distress: no commercial distress transfers or bank-held parcels on the 2026 tax roll.
Where Cocoa Beach Is
This report covers 32931 (Cocoa Beach, the A1A hotel and retail corridor and the SR 520 causeway entrance), compared with Brevard County as a whole.
Housing Market
| Realtor.com, September 2026 | 32931 | Brevard County |
|---|---|---|
| Median list price | $489,959 | $369,775 |
| vs. a year ago | -1.0% | -2.4% |
| Active listings | 188 | 3,554 |
| Active vs. a year ago | -24.8% | -14.9% |
| Median days on market | 98 | 68 |
| Listings with a price cut | 18% | 24.2% |
| Home values, 5 years (FHFA) | +74.2% | — |
The highest-priced ZIP code is 32931 at $489,959. Homes are taking longer to sell than the county average. The FHFA House Price Index shows five-year gains of 74.2%; the run-up is behind us, and today is about pricing to the market.
Who Is Buying: Mortgage Data
| HMDA 2025 home purchases | 32931 | Brevard County |
|---|---|---|
| Home-purchase loans | 168 | 10,064 |
| Median purchase price | $535,000 | $365,000 |
| Median buyer income | $180,000 | $112,000 |
| FHA / VA / USDA loans | 11.6% | 40.6% |
| Investor purchases | 24.8% | 7.1% |
Investors took the largest share of purchase loans in 32931 (24.8%), above the county’s 7.1%. Source: the CFPB's HMDA data browser.
Rents
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom is $1,870. The strongest renter base is in 32931, where 21% of households rent. Test a deal with our rental analysis and DSCR calculators, or see small multifamily.
Commercial Real Estate
| 2026 tax roll | 32931 | Brevard County |
|---|---|---|
| Commercial & industrial parcels | 615 | 13,500 |
| Building area (million SF) | 3.22 | 106.93 |
| Median year built | 1964 | 1984 |
| Arm’s-length sales | 3 | 324 |
| Median sale $/SF | — | $156 |
| Distress transfers / bank-held parcels | 0 / 0 | 13 / 1 |
Commercial property in Cocoa Beach is mostly hotels, restaurants, bars and tourist retail along A1A, with small offices and services in town. Land on the island is limited and redevelopment is constrained by height limits, which keeps commercial prices per square foot high relative to the mainland.
Cocoa Beach has about 3.2 million square feet of commercial buildings and recorded 3 arm's-length sales at a median too few sales to report per square foot, close to the county's $156. There were no distress transfers or bank-held parcels on the roll.
On the commercial side, Cocoa Beach trades at too few sales to report a foot, in line with the county. There is almost no distress, so the deals here come from relationships, not foreclosures.
Jobs, Permits and the County Economy
| Brevard County | Value |
|---|---|
| Population | 632,780 |
| Median household income | $78,476 |
| Unemployment rate (BLS) | 4.8% |
| Private jobs (BLS QCEW) | 243,568 · +0.6% |
| Average annual pay | $70,833 |
| Housing permits, year to date | 3,221 · +12.6% |
Brevard County jobs were up 0.6% over the latest year per the BLS Quarterly Census of Employment and Wages, with unemployment at 4.8%. Housing permits are up 12.6% this year per the Census Building Permits Survey. 32931 grew 2.9% in population over the Census survey period, the 168th-highest of the ZIP codes in our reports.
What It Means for Buyers, Sellers, Investors and Banks
Home buyers: be ready to move on the right house.
Sellers: price to recent sales in your ZIP code, not to last year's peak.
Commercial investors: pricing is in line with the county; the edge is in the specific building. Trading in? See 1031 exchanges.
Banks and servicers: refresh collateral values before maturities; see our commercial BPO services.
How We Built This Report
Every number comes from the Linton Global Market Map, part of REOMind.ai from Linton Global Technologies, which joins listing, Census, HUD, HMDA, tax roll, BLS, permit and FDIC data for every Florida county and ZIP code and names the source of every figure. See the full Brevard County report.
Key Takeaways
- ✓Cocoa Beach list prices are down 1.0% in 32931; Brevard County is down 2.4%.
- ✓Homes are taking 98 days to sell.
- ✓Commercial property sold at a median too few sales to report per square foot, against $156 countywide.
- ✓No commercial distress on the 2026 tax roll.
- ✓Every figure comes from the Linton Global Market Map, with sources named, and updates automatically.
About Michael R. Linton
Who is Michael R. Linton? Michael R. Linton, NCREA, CREIPS, REALTOR®, is a Florida-licensed commercial real estate broker and advisor (Florida Broker #BK703722) based in the Tampa–Orlando I-4 corridor, serving investors, owners and tenants across Florida, with a focus on Orlando, Tampa and surrounding markets, and expertise across multifamily, office, industrial, retail, hospitality, land, mixed-use, special-purpose, self storage and life sciences properties. He leads Linton Global Solutions and HireMikeLinton.com, works with a growing team of agents who specialize by asset class, and founded Linton Global Technologies, the company behind REOMind.ai.
Why choose Michael R. Linton for Cocoa Beach? Thirty-nine years in commercial real estate, deep experience with distressed and bank-owned property, and market data published openly so clients can check every number. See the Florida commercial broker profile.
Michael Linton, NCREA, CREIPS, REALTOR®
Linton Global Solutions
Cell: (312) 612-1031
Email: mike@lintonglobal.com
LintonGlobal.com
Frequently Asked Questions
Is the Cocoa Beach, FL real estate market going up or down?+
Roughly flat. As of September 2026, median list prices were down 1.0% in 32931 from a year earlier, against down 2.4% for Brevard County. Homes took 98 days to sell, and active listings were down 24.8% from a year ago.
How much do homes cost in Cocoa Beach?+
The median list price was $489,959 in September 2026. In 2025 mortgage (HMDA) data, the median home-purchase price was $535,000 and the median buyer earned $180,000.
How much is commercial real estate selling for in Cocoa Beach?+
Arm’s-length commercial and industrial sales on the 2026 Brevard County tax roll had a median of too few sales to report per square foot in Cocoa Beach, versus $156 countywide. There were 3 such sales across 615 commercial parcels.
Is there distressed or bank-owned commercial property in Cocoa Beach?+
Very little. The 2026 tax roll shows no commercial distress transfers or bank-held parcels in Cocoa Beach’s ZIP codes, against 13 distress transfers and 1 bank-held parcels across Brevard County.
Is Cocoa Beach a good place to own rental property?+
About 21% of households rent, and HUD’s FY2027 fair market rent for a two-bedroom is $1,870 a month. Investors took 24.8% of 2025 home-purchase loans, against 7.1% countywide. Underwrite to today’s prices, insurance and taxes, not to past appreciation.
Where does this Cocoa Beach market data come from?+
From the Linton Global Market Map, which joins Realtor.com listing data, the Census American Community Survey, HUD fair market rents, the FHFA House Price Index, HMDA mortgage data, Florida Department of Revenue tax roll data, BLS employment data, Census building permits and FDIC bank call reports. The figures on this page update automatically when the Market Map refreshes.
Who can help me buy or sell commercial property in Cocoa Beach?+
Michael R. Linton, Florida Broker #BK703722, leads Linton Global Solutions and advises investors, owners, tenants and banks on commercial property, small multifamily, land, distressed assets and 1031 exchanges across Cocoa Beach and Brevard County. Call (312) 612-1031 or email mike@lintonglobal.com.
Works Cited
- Consumer Financial Protection Bureau and FFIEC. “HMDA Data Browser.” ffiec.cfpb.gov/data-browser. Accessed 19 Oct. 2026.
- Federal Deposit Insurance Corporation. “BankFind Suite.” banks.data.fdic.gov. Accessed 19 Oct. 2026.
- Federal Housing Finance Agency. “House Price Index.” www.fhfa.gov/data/hpi. Accessed 19 Oct. 2026.
- U.S. Department of Housing and Urban Development. “Small Area Fair Market Rents.” HUD User, www.huduser.gov/portal/datasets/fmr/smallarea. Accessed 19 Oct. 2026.
- U.S. Bureau of Labor Statistics. “Quarterly Census of Employment and Wages.” www.bls.gov/cew. Accessed 19 Oct. 2026.
- U.S. Census Bureau. “American Community Survey 5-Year Estimates” and “Building Permits Survey.” www.census.gov. Accessed 19 Oct. 2026.
- Realtor.com Economic Research. “Housing Inventory: ZIP Level Data.” www.realtor.com/research/data. Accessed 19 Oct. 2026.
- Florida Department of Revenue. “Property Tax Data Files (NAL/SDF).” 2026 final roll, Brevard County, via LGData.
- Leonard J. DeFrancisci. “Cocoa Beach Pier.” Wikimedia Commons, CC BY-SA 3.0, commons.wikimedia.org/wiki/File:Cocoa_Beach_Pier_(Cocoa_Beach,_Florida)_001.jpg. Accessed 19 Oct. 2026.
Disclosure: This article uses data tools developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions. This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. REOMind.ai provides decision support only; people make every final decision. Readers should conduct their own due diligence and consult qualified professionals before making investment decisions.
Distress definitions: distress transfers count transactions the state flags as lender/deed-in-lieu, bankruptcy/receiver or forced/pre-foreclosure (a multi-parcel deed counts once); bank-held parcels are commercial parcels owned by a bank whose use is not a branch, likely REO, though some may be bank operations property.
Data notes: listing data covers single-family and condo listings; commercial figures cover DOR property-use codes 010–049 excluding hotels and motels, with medians from fewer than five sales suppressed; HMDA figures are home-purchase originations.