Cocoa, FL Market Update: What the Data Says for Buyers, Sellers and Investors
List prices down 9.0% in 32922, down 12.4% in 32926, up 2.0% in 32927, 50 to 84 days on market and commercial at $126 to $179 per square foot across 3 ZIP codes. Every number from the Linton Global Market Map, as of September 2026.
Photo: Cocoa Village by COCOAFL, CC BY-SA 4.0, via Wikimedia Commons (cropped).
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Michael R. Linton, Florida Broker #BK703722, advises investors, owners, tenants and banks on commercial property, small multifamily, land and distressed assets in Cocoa and across Brevard County through Linton Global Solutions.
Cocoa is a softening market right now, and the numbers say buyers have room to negotiate. Look at it ZIP code by ZIP code, not as one city average.
The Bottom Line on Cocoa
Cocoa is one of Brevard County's oldest cities, on the Indian River at the SR 520 crossing to Merritt Island and Cocoa Beach. Historic Cocoa Village is its downtown, with restaurants, shops and the Cocoa Village Playhouse, and the city sits between the Space Coast's beaches and Orlando on SR 528 and SR 520. This report also covers Port St. John to the north.
Cocoa is a softening housing market where sellers are cutting prices to meet buyers, and its commercial property trades in line with the rest of Brevard County.
- Homes: median list prices of $281,225 to $341,475, down 9.0% in 32922, down 12.4% in 32926, up 2.0% in 32927 from a year ago; Brevard County is down 2.4%.
- Supply: 69 active listings in 32922 (down 15.3%); 70 active listings in 32926 (down 14.1%); 85 active listings in 32927 (down 20.3%); 50 to 84 days on market.
- Commercial: median $126 to $179 per square foot, versus $156 countywide.
- Distress: 1 commercial distress transfers or bank-held parcels on the 2026 tax roll.
Where Cocoa Is
This report covers 32922 (Cocoa Village and the US 1 / SR 520 corridors), 32926 (West Cocoa and the SR 524 / I-95 area), 32927 (Port St. John and the US 1 corridor north of Cocoa), compared with Brevard County as a whole.
Housing Market
| Realtor.com, September 2026 | 32922 | 32926 | 32927 | Brevard County |
|---|---|---|---|---|
| Median list price | $281,225 | $341,475 | $316,250 | $369,775 |
| vs. a year ago | -9.0% | -12.4% | +2.0% | -2.4% |
| Active listings | 69 | 70 | 85 | 3,554 |
| Active vs. a year ago | -15.3% | -14.1% | -20.3% | -14.9% |
| Median days on market | 84 | 55 | 50 | 68 |
| Listings with a price cut | 21.5% | 23.1% | 25.1% | 24.2% |
| Home values, 5 years (FHFA) | +58.1% | +57.5% | +55.4% | — |
The highest-priced ZIP code is 32926 at $341,475. With a quarter or more of listings showing a price cut in parts of town, the asking price is a starting point. The FHFA House Price Index shows five-year gains of 58.1% / 57.5% / 55.4%; the run-up is behind us, and today is about pricing to the market.
Who Is Buying: Mortgage Data
| HMDA 2025 home purchases | 32922 | 32926 | 32927 | Brevard County |
|---|---|---|---|---|
| Home-purchase loans | 130 | 285 | 468 | 10,064 |
| Median purchase price | $265,000 | $365,000 | $335,000 | $365,000 |
| Median buyer income | $86,000 | $108,000 | $95,000 | $112,000 |
| FHA / VA / USDA loans | 37.5% | 45.1% | 51.5% | 40.6% |
| Investor purchases | 14.4% | 5.1% | 5.1% | 7.1% |
Investors took the largest share of purchase loans in 32922 (14.4%), above the county’s 7.1%. Source: the CFPB's HMDA data browser.
Rents
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom is $1,310 to $1,670. The strongest renter base is in 32922, where 48% of households rent. Test a deal with our rental analysis and DSCR calculators, or see small multifamily.
Commercial Real Estate
| 2026 tax roll | 32922 | 32926 | 32927 | Brevard County |
|---|---|---|---|---|
| Commercial & industrial parcels | 667 | 513 | 197 | 13,500 |
| Building area (million SF) | 4.69 | 5.9 | 1.27 | 106.93 |
| Median year built | 1964 | 1986 | 1995 | 1984 |
| Arm’s-length sales | 20 | 13 | 13 | 324 |
| Median sale $/SF | $126 | $153 | $179 | $156 |
| Distress transfers / bank-held parcels | 0 / 0 | 0 / 0 | 1 / 0 | 13 / 1 |
Commercial property in Cocoa is a mix of the small historic buildings in Cocoa Village, older strip retail and auto service along US 1, SR 520 and Clearlake Road, and industrial and distribution space toward I-95 and SR 528, where Port Canaveral and the Cape keep demand for warehouse space steady.
Cocoa has about 11.9 million square feet of commercial buildings and recorded 46 arm's-length sales at a median $126 to $179 per square foot, close to the county's $156. There were 1 distress signals; we score them with Linton Global Technologies' CREDDS Framework (see our distressed commercial real estate hub).
On the commercial side, Cocoa trades at $126 to $179 a foot, in line with the county. The distress that exists is worth a close look.
Jobs, Permits and the County Economy
| Brevard County | Value |
|---|---|
| Population | 632,780 |
| Median household income | $78,476 |
| Unemployment rate (BLS) | 4.8% |
| Private jobs (BLS QCEW) | 243,568 · +0.6% |
| Average annual pay | $70,833 |
| Housing permits, year to date | 3,221 · +12.6% |
Brevard County jobs were up 0.6% over the latest year per the BLS Quarterly Census of Employment and Wages, with unemployment at 4.8%. Housing permits are up 12.6% this year per the Census Building Permits Survey. 32926 grew 7.3% in population over the Census survey period, the 116th-highest of the ZIP codes in our reports.
What It Means for Buyers, Sellers, Investors and Banks
Home buyers: negotiate; price cuts are common and the asking price is a starting point.
Sellers: price to recent sales in your ZIP code, not to last year's peak.
Commercial investors: pricing is in line with the county; the edge is in the specific building. Trading in? See 1031 exchanges.
Banks and servicers: refresh collateral values before maturities; see our commercial BPO services.
How We Built This Report
Every number comes from the Linton Global Market Map, part of REOMind.ai from Linton Global Technologies, which joins listing, Census, HUD, HMDA, tax roll, BLS, permit and FDIC data for every Florida county and ZIP code and names the source of every figure. See the full Brevard County report.
Key Takeaways
- ✓Cocoa list prices are down 9.0% in 32922, down 12.4% in 32926, up 2.0% in 32927; Brevard County is down 2.4%.
- ✓Homes are taking 50 to 84 days to sell.
- ✓Commercial property sold at a median $126 to $179 per square foot, against $156 countywide.
- ✓1 commercial distress signals on the 2026 tax roll.
- ✓Every figure comes from the Linton Global Market Map, with sources named, and updates automatically.
About Michael R. Linton
Who is Michael R. Linton? Michael R. Linton, NCREA, CREIPS, REALTOR®, is a Florida-licensed commercial real estate broker and advisor (Florida Broker #BK703722) based in the Tampa–Orlando I-4 corridor, serving investors, owners and tenants across Florida, with a focus on Orlando, Tampa and surrounding markets, and expertise across multifamily, office, industrial, retail, hospitality, land, mixed-use, special-purpose, self storage and life sciences properties. He leads Linton Global Solutions and HireMikeLinton.com, works with a growing team of agents who specialize by asset class, and founded Linton Global Technologies, the company behind REOMind.ai.
Why choose Michael R. Linton for Cocoa? Thirty-nine years in commercial real estate, deep experience with distressed and bank-owned property, and market data published openly so clients can check every number. See the Florida commercial broker profile.
Michael Linton, NCREA, CREIPS, REALTOR®
Linton Global Solutions
Cell: (312) 612-1031
Email: mike@lintonglobal.com
LintonGlobal.com
Frequently Asked Questions
Is the Cocoa, FL real estate market going up or down?+
Softening. As of September 2026, median list prices were down 9.0% in 32922, down 12.4% in 32926, up 2.0% in 32927 from a year earlier, against down 2.4% for Brevard County. Homes took 50 to 84 days to sell, and active listings were down 15.3% / down 14.1% / down 20.3% from a year ago.
How much do homes cost in Cocoa?+
The median list price was $281,225 to $341,475 in September 2026. In 2025 mortgage (HMDA) data, the median home-purchase price was $265,000 to $365,000 and the median buyer earned $86,000 to $108,000.
How much is commercial real estate selling for in Cocoa?+
Arm’s-length commercial and industrial sales on the 2026 Brevard County tax roll had a median of $126 to $179 per square foot in Cocoa, versus $156 countywide. There were 46 such sales across 1,377 commercial parcels.
Is there distressed or bank-owned commercial property in Cocoa?+
Some. The 2026 tax roll shows 1 commercial distress transfers and 0 bank-held parcels in Cocoa’s ZIP codes, out of 13 and 1 across Brevard County.
Is Cocoa a good place to own rental property?+
About 8% to 48% of households rent, and HUD’s FY2027 fair market rent for a two-bedroom is $1,310 to $1,670 a month. Investors took 5.1% to 14.4% of 2025 home-purchase loans, against 7.1% countywide. Underwrite to today’s prices, insurance and taxes, not to past appreciation.
Where does this Cocoa market data come from?+
From the Linton Global Market Map, which joins Realtor.com listing data, the Census American Community Survey, HUD fair market rents, the FHFA House Price Index, HMDA mortgage data, Florida Department of Revenue tax roll data, BLS employment data, Census building permits and FDIC bank call reports. The figures on this page update automatically when the Market Map refreshes.
Who can help me buy or sell commercial property in Cocoa?+
Michael R. Linton, Florida Broker #BK703722, leads Linton Global Solutions and advises investors, owners, tenants and banks on commercial property, small multifamily, land, distressed assets and 1031 exchanges across Cocoa and Brevard County. Call (312) 612-1031 or email mike@lintonglobal.com.
Works Cited
- Consumer Financial Protection Bureau and FFIEC. “HMDA Data Browser.” ffiec.cfpb.gov/data-browser. Accessed 19 Oct. 2026.
- Federal Deposit Insurance Corporation. “BankFind Suite.” banks.data.fdic.gov. Accessed 19 Oct. 2026.
- Federal Housing Finance Agency. “House Price Index.” www.fhfa.gov/data/hpi. Accessed 19 Oct. 2026.
- U.S. Department of Housing and Urban Development. “Small Area Fair Market Rents.” HUD User, www.huduser.gov/portal/datasets/fmr/smallarea. Accessed 19 Oct. 2026.
- U.S. Bureau of Labor Statistics. “Quarterly Census of Employment and Wages.” www.bls.gov/cew. Accessed 19 Oct. 2026.
- U.S. Census Bureau. “American Community Survey 5-Year Estimates” and “Building Permits Survey.” www.census.gov. Accessed 19 Oct. 2026.
- Realtor.com Economic Research. “Housing Inventory: ZIP Level Data.” www.realtor.com/research/data. Accessed 19 Oct. 2026.
- Florida Department of Revenue. “Property Tax Data Files (NAL/SDF).” 2026 final roll, Brevard County, via LGData.
- COCOAFL. “Cocoa Village.” Wikimedia Commons, CC BY-SA 4.0, commons.wikimedia.org/wiki/File:Cocoa_Village_2.jpg. Accessed 19 Oct. 2026.
Disclosure: This article uses data tools developed by Linton Global Technologies. Michael R. Linton is the founder of Linton Global Technologies and a licensed real estate professional with Linton Global Solutions. This content is for informational purposes only and does not constitute investment, legal, or financial advice.
Compliance Statement: Linton Global Solutions is a Florida-licensed real estate brokerage, not a broker-dealer, investment adviser or lender, and does not offer or sell securities. CREDDS and REOMind.ai provide decision support only; people make every final decision. Readers should conduct their own due diligence and consult qualified professionals before making investment decisions.
Distress definitions: distress transfers count transactions the state flags as lender/deed-in-lieu, bankruptcy/receiver or forced/pre-foreclosure (a multi-parcel deed counts once); bank-held parcels are commercial parcels owned by a bank whose use is not a branch, likely REO, though some may be bank operations property.
Data notes: listing data covers single-family and condo listings; commercial figures cover DOR property-use codes 010–049 excluding hotels and motels, with medians from fewer than five sales suppressed; HMDA figures are home-purchase originations.