The median listing price in the Palatka micropolitan area was $322K in September 2026, up 7.5% from a year earlier (Realtor.com). 311 homes were listed for sale, down 6.8% year over year, with a median of 88 days on market. The micropolitan area covers Putnam County, with 74,235 residents and a median household income of $47,256 (U.S. Census Bureau, ACS 2019–2023).
Housing Market (September 2026)
| Median listing price | $322K | #24 of 28 |
|---|---|---|
| Listing price change (YoY) | +7.5% | |
| Active listings | 311 | #25 of 28 |
| Inventory change (YoY) | -6.8% | |
| Median days on market | 88 | |
| Listings with a price cut | 25.7% | |
| Listing price per sq ft | $204 | #21 of 28 |
Source: Realtor.com® Economic Research (realtor.com/research/data).
People and Affordability
| Population | 74,235 | #24 of 28 |
|---|---|---|
| Population growth (5 yr) | +2.0% | |
| Median household income | $47,256 | #28 of 28 |
| Median home value (owner-reported) | $147K | |
| Median gross rent | $902 | |
| Price-to-income ratio | 3.12× |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
Economy, Development and Banking
Totals across the 1 county in the micropolitan area.
| Total employment (2025) | 17,617 | |
|---|---|---|
| Permitted housing units, YTD (through August 2026) | 31 | |
| Banks headquartered here | 0 |
Sources: U.S. Bureau of Labor Statistics (QCEW); U.S. Census Bureau Building Permits Survey; FDIC BankFind Suite.
Florida foreclosure rates
- 1 in 2,397 Florida housing units had a foreclosure filing in August 2026, the #3 highest state rate (4,278 filings).
- For the first half of 2026, Florida had the #1 state rate: 0.27% of housing units.
- Florida metros in the national top 10: Punta Gorda (#1), Lakeland (#2), Cape Coral (#6), Jacksonville (#8), Ocala (#10).
Source: ATTOM, foreclosure rates by state (August 2026, published September 18, 2026) and mid-year 2026 report. Updated monthly.
Counties in the Palatka micropolitan area
| County | Population | Median list price | YoY | Days on market |
|---|---|---|---|---|
| Putnam County | 74,235 | $316K | +5.6% | 87 |
See the Palatka area's Linton Global Market Score and Linton Global Value Gap against every Florida metro on the Market Map. Free to unlock.
See the Linton Global scores →How we calculate them: methodology.
Frequently Asked Questions
What is the median listing price in the Palatka area?
$322K in September 2026, according to Realtor.com Economic Research, +7.5% versus a year earlier.
Which counties are in the Palatka micropolitan area?
Putnam County, under the federal (OMB) core-based statistical area definition.
How affordable is the Palatka area?
The ACS median home value is $147K against a median household income of $47,256, a price-to-income ratio of 3.12×.
Equal Housing Opportunity