The median listing price in the Punta Gorda metro area was $360K in September 2026, down 5.0% from a year earlier (Realtor.com). 2,655 homes were listed for sale, down 23.1% year over year, with a median of 87 days on market. The metro area covers Charlotte County, with 195,083 residents and a median household income of $66,154 (U.S. Census Bureau, ACS 2019–2023).
Housing Market (September 2026)
| Median listing price | $360K | #17 of 28 |
|---|---|---|
| Listing price change (YoY) | -5.0% | |
| Active listings | 2,655 | #16 of 28 |
| Inventory change (YoY) | -23.1% | |
| Median days on market | 87 | |
| Listings with a price cut | 18.8% | |
| Listing price per sq ft | $215 | #17 of 28 |
Source: Realtor.com® Economic Research (realtor.com/research/data).
People and Affordability
| Population | 195,083 | #18 of 28 |
|---|---|---|
| Population growth (5 yr) | +10.2% | |
| Median household income | $66,154 | #17 of 28 |
| Median home value (owner-reported) | $291K | |
| Median gross rent | $1,289 | |
| Price-to-income ratio | 4.40× |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
Economy, Development and Banking
Totals across the 1 county in the metro area.
| Total employment (2025) | 57,200 | |
|---|---|---|
| Permitted housing units, YTD (through August 2026) | 2,412 | |
| Banks headquartered here | 0 |
Sources: U.S. Bureau of Labor Statistics (QCEW); U.S. Census Bureau Building Permits Survey; FDIC BankFind Suite.
Florida foreclosure rates: Punta Gorda
- 1 in 2,397 Florida housing units had a foreclosure filing in August 2026, the #3 highest state rate (4,278 filings).
- For the first half of 2026, Florida had the #1 state rate: 0.27% of housing units.
- The Punta Gorda metro: 0.5% of housing units, #1 nationally among metros of 200,000+.
Source: ATTOM, foreclosure rates by state (August 2026, published September 18, 2026) and mid-year 2026 report. Updated monthly.
Counties in the Punta Gorda metro area
| County | Population | Median list price | YoY | Days on market |
|---|---|---|---|---|
| Charlotte County | 195,083 | $360K | -5.0% | 87 |
See the Punta Gorda area's Linton Global Market Score and Linton Global Value Gap against every Florida metro on the Market Map. Free to unlock.
See the Linton Global scores →How we calculate them: methodology.
Frequently Asked Questions
What is the median listing price in the Punta Gorda area?
$360K in September 2026, according to Realtor.com Economic Research, -5.0% versus a year earlier.
Which counties are in the Punta Gorda metro area?
Charlotte County, under the federal (OMB) core-based statistical area definition.
How affordable is the Punta Gorda area?
The ACS median home value is $291K against a median household income of $66,154, a price-to-income ratio of 4.40×.