The median listing price in Okaloosa County was $409K in September 2026, down 4.8% from a year earlier (Realtor.com). 1,797 homes were listed for sale, down 13.4% year over year, with a median of 89 days on market. Okaloosa County has 214,281 residents (+6.7% over five years) and a median household income of $79,097 (U.S. Census Bureau, ACS 2019–2023). Covered employment averaged 89,542 jobs in 2025 (-0.2%) (BLS QCEW).
Housing Market (September 2026)
| Median listing price | $409K | Florida county median $363K |
|---|---|---|
| Listing price change (YoY) | -4.8% | |
| Active listings | 1,797 | #24 of 67 |
| Inventory change (YoY) | -13.4% | |
| Median days on market | 89 | Florida county median 84 |
| Listings with a price cut | 19.9% | |
| Listing price per sq ft | $268 | #14 of 67 |
Source: Realtor.com® Economic Research (realtor.com/research/data).
People and Affordability
| Population | 214,281 | #26 of 67 |
|---|---|---|
| Population growth (5 yr) | +6.7% | Florida county median +4.4% |
| Median household income | $79,097 | Florida county median $66,154 |
| Median home value (owner-reported) | $325K | |
| Price-to-income ratio | 4.11× |
Source: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates.
Economy, Development and Banking
| Unemployment rate | 4.4% | |
|---|---|---|
| Total employment (2025) | 89,542 | -0.2% YoY |
| Average annual pay | $63,935 | |
| Permitted housing units, YTD (through August 2026) | 903 | +50.8% YoY |
| Banks headquartered here | 2 |
Sources: U.S. Bureau of Labor Statistics (LAUS, QCEW); U.S. Census Bureau Building Permits Survey; FDIC BankFind Suite.
See Okaloosa County's Linton Global Market Score and Linton Global Value Gap, plus bank-owned real estate by county, on the Market Map. Free to unlock.
See the Linton Global scores →How we calculate them: methodology.
Frequently Asked Questions
What is the median listing price in Okaloosa County, FL?
$409K in September 2026, according to Realtor.com Economic Research, -4.8% versus a year earlier.
Is Okaloosa County's housing market getting more inventory?
Active listings were -13.4% year over year in September 2026 (1,797 listings). Rising inventory generally gives buyers more negotiating room.
How affordable is Okaloosa County?
The ACS median home value is $325K against a median household income of $79,097, a price-to-income ratio of 4.11×.
Data is published as reported by each source and updated monthly. It describes the market, not any specific property, and is not an appraisal. Michael R. Linton, Florida Broker #BK703722.